I.O.U. 1 achievement point

Given by Calhoun

You borrowed 5000 Lims from Calhoun. You must pay it back, including 20% interest... 6000 Lims in total.

How to start

Talk to Calhoun (Second chance to get the loan)
Clues· debt ≤ 0· money < 100
Talk to Calhoun (Calhoun Makes his Offer)
Clues· money < 100

Quest chain

BeforeGet a Loan
Steps (5) spoilers
  1. Pay back Calhoun
    You have collected enough Lims to pay back Calhoun immediately. Will you?
    To complete· paid Calhoun back· debt ≤ 0
  2. Reduce your Debt to Calhoun
    Slowly reduce your debt to Calhoun by paying back a percentage of your earnings at the end of each day. You can choose 5%, 10% or 15% of your daily earnings.
    To complete· paid Calhoun back is off· debt ≤ 0
  3. Speak to Salt Pete
    Speak to Salt Pete about Calhoun's fishing membership.
    Talk to Salt Pete (Salt Pete Speaks)
  4. Tell Calhoun the Good News
    Tell Calhoun the debt is now cleared.
    Talk to Calhoun (We paid Calhoun back)
    Clues
    1 technical condition
    Story flags the game uses internally. Shown for reference; you can't check them in game.
    · Calhoun: debt reduced
  5. Speak to Calhoun
    You might have found a way out of Calhoun's debt via the Carp Diem fishing club. Tell Calhoun your proposition.
    Talk to Calhoun (Calhoun's Deal)
Rewards spoilers
Possible rewardsSalt Pete Friendship +1Calhoun Business +2Calhoun Friendship +1

Expand a section to see it. Ways to fail and key choices: clues come from dialogue branches and may not be exact.